45174 ZIP Code — Terrace Park, OH

Hamilton County, Ohio

ZIP code 45174 is located in Terrace Park, Ohio, within Hamilton County. It covers approximately 1.24 square miles and serves a population of 2,165 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45174

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $582,100. Owner-occupancy is high at 96%, well above the national average.

The gap between median ($194,750) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 27% of workers work from home.

Educational attainment is high — 86% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 45174 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.

2,165

population

1.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45174 ZIP code map

Cities in ZIP code 45174

Below are the cities the US Postal Service accepts for ZIP code 45174. Using any city not on this list may result in mail delivery delays.

City	Status
Terrace Park	Preferred

Nearby ZIP codes

45243 Cincinnati (2.5 mi) 45244 Cincinnati (2.7 mi) 45111 Camp Dennison (3.2 mi) 45227 Cincinnati (3.3 mi) 45150 Milford (4.3 mi) 45236 Cincinnati (5.7 mi) 45213 Cincinnati (6.1 mi) 45209 Cincinnati (6.2 mi) 45245 Cincinnati (6.5 mi) 45242 Cincinnati (6.5 mi) 45226 Cincinnati (6.8 mi) 45208 Cincinnati (6.8 mi)

Demographics updated 06/2026

Population
Total population	2,165
Population density	1,746 / sq mi
State FIPS	39
County FIPS	061

Geography
Land area	1.24 sq mi
Water area	0.05 sq mi
Latitude	39.1582
Longitude	-84.3111
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	10.5%	43.3%	43.3%
$50k – $100k	10.5%	28.8%	31.4%
$100k – $200k	41.6%	20.7%	20.0%
Over $200k	37.4%	7.2%	5.2%

Demographics & statistics

2,165

Population

1,746

People per sq mi

36.5

Median age

$194,750

Median household income

$88,182

Per capita income

$582,100

Median home value

$1,750

Median monthly rent

96.4%

Home ownership

1.0%

Poverty rate

1.2%

Unemployment

734

Housing units

85.9%

Bachelor's or higher

Age distribution

Male Female

131

Under 5

125

115

5–9

109

110

10–14

105

15–19

20–24

25–34

191

35–44

181

122

45–54

116

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	809	37.4%
18 and over	1,356	62.6%
65 and over	254	11.7%
Median age	36.5 years

Race & ethnicity

White 92.5%

Two or more races 3.2%

Hispanic or Latino 2.8%

Other race 1.1%

Asian 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	2,062	92.5%
Two or more races	71	3.2%
Hispanic or Latino	63	2.8%
Other race	24	1.1%
Asian	6	0.3%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	10.5%	43.3%	43.3%
$50k – $100k	10.5%	28.8%	31.4%
$100k – $200k	41.6%	20.7%	20.0%
Over $200k	37.4%	7.2%	5.2%

$15k–$25k 2.0%

$25k–$35k 3.3%

$35k–$50k 4.0%

$50k–$75k 5.7%

$75k–$100k 1.9%

$100k–$150k 18.0%

$150k–$200k 18.0%

$200k+ 47.1%

Range	% of households
$15k–$25k	2.0%
$25k–$35k	3.3%
$35k–$50k	4.0%
$50k–$75k	5.7%
$75k–$100k	1.9%
$100k–$150k	18.0%
$150k–$200k	18.0%
$200k+	47.1%
Median income	$194,750

Housing

Home values

Under $50k 1.9%

$200k–$300k 4.5%

$300k–$500k 34.1%

$500k–$1M 48.2%

$1M+ 11.3%

Housing overview

Metric	Value
Median home value	$582,100
Median rent / month	$1,750
Owner occupied	96.4%
Renter occupied	3.6%
Vacant	7.9%
Single-family detached	98.8%
Large apartment buildings	1.2%
Mobile homes	0.0%
Median rooms	8.4
Avg household size (owned)	3.13

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	4.1%
1990–1999	6.9%
1980–1989	5.9%
1970–1979	6.5%
1960–1969	15.5%
1950–1959	24.6%
1940–1949	13.6%
1939 or earlier	22.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	6.3%
3 bedrooms	34.3%
4 bedrooms	42.0%
5+ bedrooms	17.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	14.7%
2 vehicles	59.1%
3 or more	26.2%

Heating fuel

Fuel type	%
Utility gas	69.8%
Electricity	26.3%
Propane / LP gas	0.9%
Fuel oil	1.9%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	546	78.1%
Cohabiting couple	11	1.6%
Male householder, no spouse	43	6.2%
Female householder, no spouse	99	14.2%
Households with children under 18	350	50.1%
Households with seniors (65+)	178	25.5%
Average household size	3.10

Marital status

Status	Male	Female
Never married	21.8%	10.5%
Married	73.6%	75.2%
Separated	0.0%	0.0%
Widowed	0.8%	5.3%
Divorced	3.8%	8.9%

Education

Less than 9th grade 0.1%

Some HS, no diploma 0.2%

HS graduate 3.2%

Some college, no degree 4.7%

Associate's degree 5.8%

Bachelor's degree 48.5%

Graduate / professional 37.4%

Metric	%
HS diploma or higher	99.7%
Bachelor's or higher	85.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	90	12.6%
Kindergarten	42	5.9%
Elementary school	357	50.1%
High school	156	21.9%
College / grad school	67	9.4%

Employment

Industry of employment

Education & healthcare 27.2%

Professional & management 16.1%

Finance & real estate 15.4%

Manufacturing 12.8%

Wholesale trade 5.5%

Other services 5.4%

Retail trade 4.9%

Arts, food & hospitality 4.1%

Public administration 3.1%

Transportation & utilities 2.9%

Construction 2.0%

Information 0.6%

Occupation

Category	%
Management, business & arts	65.7%
Service	8.9%
Sales & office	22.2%
Natural resources & construction	1.1%
Production & transportation	2.0%

Employment type

Type	%
Private sector	77.5%
Government	14.2%
Self-employed	7.9%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	70.1%
Carpool	1.6%
Public transit	0.5%
Walk	0.3%
Work from home	26.8%
Other means	0.7%
Avg commute (minutes)	28.1

Poverty

All people 1.0%

Under 18 years 1.0%

18 and over 1.0%

Married-couple families 0.5%

Female-led households 9.1%

Income support

Source	% of households
Social Security	21.7%
Retirement income	19.2%
Supplemental Security	0.9%
Cash public assistance	1.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	29.5%
High blood pressure	28.6%
High cholesterol	30.1%
Diabetes	8.5%
Heart disease	5.3%
Stroke	2.2%
Asthma	9.0%
Arthritis	24.5%
Kidney disease	2.4%
Pulmonary disease	5.0%
Cancer	7.3%

Behavior / access	%
Smoking	12.8%
Binge drinking	19.8%
No physical activity	15.9%
Less than 7 hrs sleep	31.5%
Depression	21.4%
Fair or poor health	8.6%
Poor mental health	12.3%
Poor physical health	7.3%
No health insurance	6.1%
Visited doctor (checkup)	78.3%
Visited dentist	78.9%
Cholesterol screening	94.0%
Teeth loss	6.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	78	5.8%

Disability	%
Any disability	3.7%
Under 18	1.5%
18–64 years	4.7%
65 and over	5.9%

Health insurance coverage

Type	%
Private insurance	91.7%
Public insurance	12.5%
No insurance	3.0%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,909	88.2%
Spanish	2	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,108	97.4%
Born in same state	2,083	96.2%
Born in different state	1,392	64.3%
Foreign born	25	1.2%
Naturalized citizen	57	2.6%
Not a US citizen	33	57.9%

Ancestry

Ancestry	Count	%
French	441	20.4%
Italian	413	19.1%
Arab	95	4.4%
Polish	42	1.9%
Dutch	40	1.8%

Ancestry	Count	%
English	19	0.9%
Norwegian	13	0.6%
Irish	11	0.5%
German	2	0.1%

Technology access

Metric	% of households
Computer access	32.3%
Internet access	99.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45174

What city is ZIP code 45174 in?

ZIP code 45174 is primarily assigned to Terrace Park, Ohio.

What county is ZIP code 45174 in?

ZIP code 45174 falls within Hamilton County, Ohio.

How educated is the population of ZIP code 45174?

86% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 45174 family-oriented?

37% of residents in ZIP code 45174 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 45174 mostly owner-occupied?

96% of occupied units in ZIP code 45174 are owner-occupied, well above the national average.

What is the median household income in ZIP code 45174?

The median household income in ZIP code 45174 is $194,750, above the national median of ~$75,000.

What timezone is ZIP code 45174 in?

ZIP code 45174 observes the EST timezone.